Learn Canadian investing
Plain-language guides to the registered accounts and tax rules every Canadian investor needs to know.
Adjusted Cost Base (ACB)
Your tax-reportable cost basis for any security you own in Canada.
Superficial Loss Rule
The CRA rule that disallows a capital loss if you buy the same security back within 30 days.
Tax-Free Savings Account (TFSA)
Canadian registered account where investments grow and are withdrawn tax-free.
Registered Retirement Savings Plan (RRSP)
Canadian retirement account. Contributions reduce your taxable income today.
First Home Savings Account (FHSA)
Canada's newest registered account. Combines RRSP tax deduction with TFSA tax-free withdrawal.