Question 1

Is WealthWatch free?

Accepted Answer

Yes. All the core features — net worth tracking, accounts, holdings, transactions, dividends, taxes, FIRE calculator — are free. WealthWatch Pro ($5/month) unlocks advanced tools: Trade Ideas, Options Chain, Options Playbook, Risk Dashboard, and Advanced Analytics.

Question 2

Does WealthWatch support Canadian accounts?

Accepted Answer

Yes, WealthWatch is built in Canada and natively supports TFSA, RRSP, FHSA, RESP, LIRA, and RRIF accounts. It tracks adjusted cost base (ACB), flags superficial losses, classifies dividends as eligible vs foreign for T5 reporting, and handles CAD/USD FX automatically.

Question 3

Which banks and brokers can I connect?

Accepted Answer

WealthWatch connects via Plaid (RBC, TD, BMO, CIBC, Scotia, Tangerine, Wealthsimple), Questrade's native API, and SnapTrade (Interactive Brokers, TD Direct Investing, BMO InvestorLine). You can also import CSV statements from any broker or add accounts manually for real estate, crypto, and cash.

Question 4

How is my data kept secure?

Accepted Answer

Passwords are stored as one-way bcrypt hashes. Bank/broker connections go through Plaid and SnapTrade — we never see or store your institution credentials. All traffic uses HTTPS/TLS. We never sell your data, never show ads, and never share financial information with third parties.

Question 5

Can I cancel my subscription?

Accepted Answer

Yes, anytime. Web subscriptions are managed through the Stripe Customer Portal (one-click cancel). Mobile subscriptions are managed through your App Store or Google Play account. Everything except the Pro features stays free forever.