Full support for Canadian and American investors. From net worth tracking to tax optimization, dividend projections to FIRE planning, all in one place.
Most portfolio apps quietly ignore international tickers, treat option spreads as random rows, and lie about futures notional.
| WealthWatch | Broker app | Generic portfolio app | |
|---|---|---|---|
| International tickers (.ST .DE .L .T .HK ...) | ✓ yes | ~ home market only | ✕ partial |
| Option spreads as one trade card | ✓ yes | ~ two raw rows | ✕ no |
| Futures with margin separated from notional | ✓ yes | ~ notional in NW | ✕ no |
| Bond/GIC coupon + maturity auto-detected | ✓ yes | ~ rarely | ✕ no |
| Inline home-currency conversion per row | ✓ yes | ~ no | ✕ totals only |
See the Cross-Asset Coverage section below for what's behind each row.
The foundation of your financial picture: net worth, investments, and multi-broker support.
See your real-time net worth across every account. Daily snapshots build a historical chart so you can track progress over weeks, months, and years.
Connect Wealthsimple, Questrade, IBKR, TD, BMO, and any Canadian or US bank in one click. Auto-sync balances, holdings, and transactions.
Full holdings view with current value, returns, unrealized and realized P&L. Drill into any symbol for per-position detail and trade history.
Dividend calendar, projections for the next 12 months, yield analysis, and DRIP tracking. See exactly when and how much you'll get paid.
Native CAD/USD support with daily FX conversion. Constant-FX mode shows performance without currency noise. TSX tickers auto-resolved.
Freeze your net worth, holdings, or family aggregate as a public URL. The recipient sees exactly what you shared — locked at create time, not re-fetched. Choose whether dollar amounts are visible or only percentages. Optional expiry, revoke anytime. Built for showing milestones without exposing live account access.
Know where every dollar comes from and where it goes.
Import bank CSVs from any institution. Auto-categorization by merchant, category breakdowns, and spending trends over time.
Set monthly budgets by category and track actual vs budgeted spending. See where you're over or under at a glance.
YTD actuals + forward-looking annual run-rate, broken down by source (salary, wires, dividends, interest, realized gains). Per-source tax treatment — capital gains at 50% inclusion in CA, eligible-dividend effective rate, foreign-withholding tax credit on US wires under the Canada–US treaty.
Visualize inflows and outflows across all accounts. Monthly trends help you spot patterns and plan ahead.
Auto-detects recurring charges across all your accounts. See your true monthly and annual subscription costs and catch forgotten charges.
Proactive alerts for category overspending, budget pace warnings, unusual transactions, and newly detected subscriptions.
Projects your income vs expenses for upcoming months based on actual spending patterns. Know if next month looks tight before it arrives.
Get notified when you're approaching or have exceeded your budget limits. Category-level alerts keep spending on track without constant checking.
Generate a downloadable monthly financial summary with spending breakdown, income, net worth change, and budget performance.
Same toolkit, country-aware math: ACB + superficial loss for Canada, cost basis + wash sale for the US, and the right contribution-room rules for each.
Auto-detects which rules apply to each holding. Canadian residents get ACB and superficial-loss tracking; US residents get cost basis and wash-sale detection. Cross-border filers get both.
Capital gains, dividend income, and interest broken down per holding and per year. Exports for your accountant or for filling in the right boxes on a T1 / 1040.
Holding the wrong asset in the wrong account type leaks tax. We flag bonds in taxable accounts, foreign-dividend-paying stocks in TFSA / Roth, and other common mismatches — for both jurisdictions.
Live TFSA, RRSP, FHSA, and RESP room from your CRA limits and reported contributions. Catch-up calculations and over-contribution warnings.
Annual IRA, Roth IRA, 401(k), and HSA limits applied to your contributions year-to-date. Catch-up bumps once you cross 50.
The financial calendar shows your jurisdiction's deadlines: T1 filing + RRSP cutoff + CRA installments for Canada, 1040 + IRA contribution + 1040-ES quarterlies for the US — clearly labeled so cross-border filers can tell them apart.
Plan your financial future with powerful simulation and goal-tracking tools.
Monte Carlo retirement simulation with CPP/OAS/Social Security estimates, withdrawal rate analysis, and probability of success.
Compare snowball vs avalanche strategies. Simulate extra payments and see how fast you can be debt-free.
Set savings goals with target amounts and dates. Track progress with visual indicators and projected completion.
Compare your portfolio returns against the S&P 500, TSX Composite, and other benchmarks over any time period.
The hard stuff your broker app gets wrong: international stocks, multi-leg options, futures, and bonds. Handled honestly.
Stockholm, Frankfurt, Tokyo, Hong Kong, Swiss, London. Full coverage with auto-detected currency. Your home-currency conversion shown inline on every row. No mental math.
Two SPY put legs become one structure card with entry credit, max profit, breakeven, and DTE. Verticals, strangles, iron condors, calendars. Auto-detected from your broker sync; one click to confirm.
ES, NQ, CL, GC, ZB, 6E and 25 more. Net worth uses cash margin posted, not contract notional. Exposure is surfaced as a separate pill so you see the leverage without it lying about your wealth.
GIC ladder grouped by maturity year. Coupon and maturity auto-parsed from broker security names like `WS GIC 5.20% 31DEC26`. Accrued interest computed daily so dirty price reflects what you would actually receive.
Tools for active investors and options sellers.
Eight ways to read your portfolio in one place — Buffett DCF, Graham Number, Lynch PEG, and Greenblatt Magic Formula on the Value tab; Piotroski + Altman + profitability composites on Quality; RSI / breakout / MA distance on Growth; harvest opportunities on Tax; forward yield on Income. Every tab rolls up to one headline metric and a per-holding verdict table.
Tastytrade / thinkorswim-style analytics on your real positions: portfolio Greeks, beta-weighted delta to SPY per underlying, theta decay schedule across 7 / 14 / 30 / 60 days, expiration calendar bucketed by strategy, IV distribution, scenario grid with Greek attribution, margin / buying-power consumption, and pin-risk near expiry.
Options-strategy analytics scoped to what you actually own — covered calls, cash-secured puts, credit spreads, iron condors, LEAPs — scored on cost basis, IV rank, and days to the next earnings date. Click any row for the full breakdown: each strategy's checklist, strike math, and the metrics behind the score. For your own research; not financial advice.
On every strategy-analysis page, replay the symbol's past 8 earnings reactions through each strategy's profit zone. See which structures would have landed in-profit (CSP wins, IC pinned, long call paid off) on historical data before doing your own research. Per-strategy win rate + a visual win/loss sequence.
Bookmarked analyses track their own P&L since save — MFE / MAE / max drawdown, days held, Sharpe and Sortino once a 20-day window passes, plus hit-target and hit-stop flags. One-click public share link so a friend can see exactly the snapshot you saved — frozen at save time, not re-fetched.
Day-by-day feed of your trading activity with the full breakdown per day — realized trades grouped by underlying, entry date + holding period, best / worst single trade, day P&L vs SPY and QQQ benchmarks. A calendar heatmap at the top jumps you to any active day.
Portfolio beta, correlation matrix between holdings, sector exposure with target weights, concentration (HHI + effective positions), drawdown history, stress testing against historical events (2008, COVID, flash crash), and Value-at-Risk.
Log every trade with a thesis, post-mortem, tags, and screenshots. Filter by win/loss, R-multiple, or strategy to see what actually works for you. Open a journal entry from any symbol page, even on stocks you don't currently hold.
One page per ticker covering live quote, daily-close chart with period selector, fundamentals, technicals (RSI, MACD, breakout state, supports / resistances), options chain, dividend history, signals, risk metrics, cross-listings, peer comparison, and journal — works for any symbol on any major exchange, whether or not you own it. Every metric has an inline explainer so you're not guessing what β-weighted delta or Sortino means.
Public stock-research surface for any ticker — fundamentals (P/E, EV/EBITDA, ROE, FCF, margins, growth), 8 independent valuation lenses (Buffett DCF, Graham Number, Lynch PEG, Greenblatt Magic Formula, Greenwald EPV, reverse DCF, DDM, analyst consensus), 8 quality scorecards (Piotroski F, Altman Z, Sloan accruals, dividend safety, moat), 1-year price chart, and technicals. Shareable URL per ticker.
Upcoming earnings dates for all your holdings with risk alerts, plus past earnings rendered greyed-out so you can scan a quarter at a glance.
Track symbols you're interested in with price alerts. Monitor stocks before adding them to your portfolio.
Let the app do the tedious work so you can focus on decisions.
Ask questions about your finances in natural language. Powered by opensource models locally and never shared with big corps. Your data stays private, nothing sent to big tech.
Create custom rules to auto-categorize transactions. Once set, every new import follows your rules automatically.
Automatically match transfers between your own accounts so they don't inflate your income or expenses.
Get notified when stocks hit your target prices. Set upper and lower bounds for any symbol in your watchlist.
Banks go down. Plaid hiccups. We auto-retry transient failures with exponential backoff (15m → 4h) and recover the moment the institution comes back, without you ever having to click Resync.
A single broker account holding USD + CAD positions doesn't get mis-summed anymore. Every cash row and every holding is FX-converted to the account's native currency before storing, so net-worth totals stay accurate when you mix jurisdictions.
Track finances together or share with your accountant.
See combined net worth across all family members. Each person has their own login. Data stays separate but you can view the big picture.
Generate anonymized share links for your portfolio. Share with family, friends, or your financial advisor without revealing account details.
Install WealthWatch on your phone like a native app. Works offline, syncs when connected. Fast and lightweight.
Every detail covered: vehicles, real estate, tags, exports, and instant demos.
Track your vehicles with depreciation curves and current value estimates. See how your car fits into your net worth.
Track property values and mortgage amortization. See equity growth over time as you pay down your mortgage.
Add flexible labels to any transaction for custom tracking. Filter and report by tag for complete control.
Export a full spreadsheet for your accountant with net worth, holdings, transactions, and tax summaries.
Try the full app instantly with realistic sample data. Choose a Canadian or American demo. No registration required.