Honest comparison
WealthWatch vs Wealthica: which Canadian portfolio tracker fits you?
Wealthica is the long-standing Canadian portfolio tracker, founded in 2017. It has deep broker integrations and a strong community, particularly among Canadian dividend investors. This is a genuine competitor. Here's an honest look at what each does better.
| Feature | WealthWatch | Wealthica |
|---|---|---|
| Canadian broker support (Questrade, WS, TD, BMO, IBKR) | ||
| Plaid integration for Canadian banks | ||
| ACB tracking | ||
| Automatic superficial-loss detection | Manual | |
| T5 eligible vs foreign dividend classification | Limited | |
| Options chain + strategy tooling | ||
| AI-powered Trade Ideas | ||
| Risk dashboard (correlation, VaR, concentration) | Basic | |
| FIRE calculator with Monte Carlo | Add-on | |
| Family sharing | Add-on | |
| Third-party add-on ecosystem | ||
| Starting price | Free · $5/mo Pro | Free · $12.99/mo |
Where Wealthica wins
- •Wealthica has been operating longer and has more mature broker integrations, particularly with smaller Canadian brokers.
- •Wealthica's add-on store lets third-party developers build modules. A unique ecosystem for advanced users.
- •Wealthica has built-in charting for individual securities with technical indicators. WealthWatch focuses on portfolio-level analytics instead.
Where WealthWatch wins
- WealthWatch has a more modern UI: dark mode, responsive mobile design, React 19.
- Better tax handling: automatic superficial-loss detection, T5 eligible/foreign dividend classification, ACB consolidation across brokers.
- FIRE calculator with Monte Carlo + CPP/OAS baked in. Wealthica's FIRE module is a paid add-on.
- Options toolkit: CSP strike finder, LEAPS checklist, wheel tracker, AI-powered Trade Ideas. Wealthica doesn't offer options tooling.
- Risk dashboard: correlation, VaR, concentration, optimization hints. Wealthica is light on risk analytics.
- Pricing: WealthWatch free tier is generous (everything except advanced options + risk). Pro is $5/mo. Wealthica's Premium is $12.99/mo for fewer features.