The Portfolio Tracker Built for Canadian Investors
Track your entire portfolio across every Canadian brokerage in one place. Automatic ACB calculation, superficial loss detection, eligible dividend classification, TFSA/RRSP room tracking, and multi-currency support, everything a Canadian investor needs that American tools do not provide.
Why Canadians need a different portfolio tracker
Most portfolio trackers are built for the American market. They assume US tax rules, US brokerages, and USD as the base currency. Canadian investors have fundamentally different requirements that these tools do not address.
Adjusted Cost Base (ACB) is the biggest gap. Canada mandates the weighted average method for calculating ACB on identical securities. You cannot use FIFO, LIFO, or specific lot identification like US investors can. Every buy, every reinvested distribution, every return of capital adjusts the average. American tools either do not calculate ACB at all or use the wrong method, leading to incorrect capital gains at tax time.
The superficial loss rule is another uniquely Canadian challenge. If you sell at a loss and repurchase within 30 days (even in a different account, even in a spouse's account), the loss is denied. No US tool checks for this. WealthWatch monitors the 61-day window across every connected account, including TFSAs and RRSPs, and flags potential superficial losses before they happen.
Eligible vs. foreign dividends are taxed at dramatically different rates in Canada. A US tool has no concept of the Canadian dividend tax credit system or the gross-up mechanism. WealthWatch classifies every dividend automatically and shows you the after-tax income for each position, helping you optimize which account holds which security.
Multi-currency complexity is a daily reality for Canadian investors. If you hold US stocks, you are constantly converting between CAD and USD. Your ACB needs to be calculated in CAD (using the Bank of Canada rate on the trade date), your dividends need to be converted, and your net worth needs a consistent base currency. WealthWatch handles all of this automatically using official daily exchange rates.
Finally, Canadian tickers use the .TO suffix (and .V for the venture exchange), which many American platforms do not support. WealthWatch resolves Canadian tickers correctly, including dual-listed securities where the Canadian and US versions have different prices and different currency exposures.
Supported brokers
Wealthsimple
Trade, Cash, Crypto
Questrade
TFSA, RRSP, Margin
Interactive Brokers
IBKR Canada
TD Direct Investing
TD WebBroker
BMO InvestorLine
Self-directed
RBC Direct Investing
RBC DI
CIBC Investor's Edge
Self-directed
Scotia iTRADE
Self-directed
National Bank Direct
NBDB
Auto-connect (1000+ institutions)
Any bank or brokerage
What makes WealthWatch different
| Feature | WealthWatch | Sharesight | Wealthica | Spreadsheet |
|---|---|---|---|---|
| Canadian tax (ACB, superficial loss) | -- | -- | ||
| Eligible vs foreign dividend tracking | -- | -- | -- | |
| TFSA / RRSP contribution room | -- | -- | ||
| Multi-currency (CAD/USD) auto-convert | -- | |||
| Real-time .TO ticker support | -- | |||
| Auto-import from 10+ brokers | -- | -- | ||
| Net worth tracking (all accounts) | -- | -- | ||
| Risk analytics & correlation | -- | -- | -- | |
| Free tier | -- |
Features
Automatic ACB tracking with weighted average method
Superficial loss detection across all accounts
Eligible vs. foreign dividend classification for T5 reporting
Multi-currency support with automatic CAD/USD conversion
Daily net worth tracking with historical charts
TFSA & RRSP contribution room monitoring
Earnings calendar and dividend date alerts
Tax-loss harvesting suggestions with superficial loss checks
Portfolio risk analytics: beta, correlation, drawdown
Benchmarking against S&P 500, TSX, and custom indices
Family dashboard: aggregate across multiple users
Financial goals and FIRE planning calculator
Real estate tracking: property values and mortgage amortization
Mobile-responsive: works on any device